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Start Up Loans

Loans and mentoring for people over 18 years old who are looking to start a business. Backed by the Business Bank.


To apply for a loan you must be:

  • 18 years old or older when you apply
  • living in the UK

Additional information

Start Up Loans is a government-funded scheme that funds and mentors entrepreneurs.

You’ll have a delivery partner (assigned by the Start Up Loans Company) who will help you develop a business plan. This will be assessed and funding decided by the Start Up Loans Company.

You’ll get a low-cost unsecured loan, business mentoring and a range of business support products if your plan is approved.

You must pay the loan back within 5 years, and you will pay a fixed rate of interest. Capital repayment holidays are available, but you must pay interest each month.